AREAS OF PRACTICE
Nikolaus & Hohenadel, LLP has many years of experience representing individual clients in all aspects of creditor relationships, from resolving simple account disputes to complex collection litigation and property execution actions, including mortgage foreclosure. Such difficulties can frequently arise from unforeseen events such as catastrophic medical expenses, death or divorce.
Often, seeking protection from creditors requires the filing of a Bankruptcy Petition. We represent individual clients in Bankruptcy filings under Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code, in the Bankruptcy Courts for both the Eastern and Middle Districts of Pennsylvania. The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, which became effective in October 2005, made significant changes to the Bankruptcy Code, including creation of a “means testing” criteria to determine if the debtor qualifies, based on income and other factors, for a Chapter 7 Bankruptcy filing, or whether the debtor must proceed with a Chapter 13 filing.
If you are experiencing difficulties or disputes with creditors, our attorneys will help guide you through the steps necessary to attempt to resolve these claims.
The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 requires that we disclose our status under the terms and definitions of the Act as a Debt Relief Agency.